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SwiF Physical Payment (NFC & QR)

Contactless. Fast. Flexible. For Every Offline Business.

As digital payments reshape how customers pay in-store, SwiF makes it easy for businesses of all sizes to accept face-to-face transactions securely and effortlessly. Whether you’re operating a retail outlet, running a food stall, or offering home services, SwiF gives you the flexibility to choose between two trusted contactless methods, NFC Tap-to-Pay and Dynamic QR via Soundbox, so you never miss a sale.

Become A Merchant

SwiF Physical Payment (NFC & QR)

Contactless. Fast. Flexible. For Every Offline Business.

Become A Merchant

Powerful Tools for
In-Person Transactions

NFC payments let customers pay by simply tapping their smartphone or contactless card on a compatible terminal, no swiping or PINs required. Communication is wireless and encrypted, with instant verification over the internet.

For merchants without terminals, our Face-to-Face QR payment option offers a simple alternative. Whether displayed on-screen or through SwiF’s dynamic QR Soundbox, customers can scan the QR code, enter the amount, and complete the payment in seconds – no cards, no fuss.

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Choose Your Offline Collection Method

NFC Tap-to-Pay

Dynamic QR + Soundbox

NFC Payments (Tap & Go)

Fast. Secure. Wallet-Free.

What is it?

NFC (Near Field Communication) payments allow customers to complete a transaction by simply tapping their smartphone or NFC-enabled card on a SwiF-compatible terminal. The connection happens wirelessly and payments are verified in real time - no swiping, pin entry, or physical cash required.

How does it work?

The SwiF app securely stores your customer’s payment credentials. At checkout, they just unlock their phone using a PIN, fingerprint, or face ID, then tap it on your NFC reader. The payment is transmitted instantly and both parties receive immediate confirmation - quick, safe, and seamless.

Where is it used?

NFC payments are ideal for high-traffic, quick-service environments like:

Retail outlets
Cafes & restaurants
Public transport & kiosks
Vending machines and convenience shops

Why it works?

Ultra-Fast: Tap-and-go checkout takes just seconds.

Contactless: No need to hand over cards or cash.

Highly Secure: Transactions are authenticated and encrypted end-to-end.

Frictionless: Forgot your wallet? Your phone is all you need.

Face-to-Face QR Payments (Soundbox)

Smart. Simple. Accessible for Everyone

What is it?

Face-to-face QR payments allow customers to pay by scanning a QR code in real time, no cards, no terminals. The QR code can be generated by the merchant and displayed on-screen or through our dynamic QR soundbox, making it ideal for fast, flexible in-person transactions.

How does it work?

Merchants display a unique QR code using a screen or SwiF Soundbox. The customer then opens the SwiF app, scans the QR, enters the payment amount (if needed), and confirms the transaction. The payment is processed instantly and both parties receive real-time confirmation.

Where is it used?

This method is ideal for settings where hardware is limited or mobility is key:

Market stalls and night bazaars
Food trucks and pop-up stores
Small shops and home service providers
Peer-to-peer transactions and freelancers

Why it works?

Universally Accessible: Just a smartphone and camera, no additional equipment.

Cost-Effective: Ideal for merchants who don’t want to invest in terminals.

Flexible: Perfect for mobile setups and freelance operations.

Contactless & Secure: Clean, safe, and reliable.

User-Friendly: Easy to use, even for non-tech-savvy users.

Why Choose SwiF

At SwiF, we’re redefining how businesses accept payments offline, by making them smarter, faster, and easier to use. Whether you’re a street vendor, boutique owner, or café operator, SwiF gives you the flexibility to:

Accept contactless payments with or without a terminal.

Deliver a seamless, hygienic checkout experience.

Grow with secure, scalable tools built for real-world business environments.

Be Inspired

No Terminal No Fuss

Imagine your food truck or market stall accepting QR payments like a fully equipped retail store, no terminal required.

Tap And Go

Picture a customer tapping their phone at your café’s counter and paying in seconds – no cash, no delay.

Pay Like A Pro

Think about how your home services or freelance business could offer a professional checkout experience using just a smartphone or Soundbox.

With SwiF Physical Payment, you can meet your customers where they are, with payment solutions that are mobile, modern, and made for everyday business.